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Business Strategy Analyst/Data Scientist

Pompano Beach, Florida | Full-Time | 100% On-Site

Salary Range: $55,000–$80,000

Turn Your Potential into Opportunity.

Are you a recent graduate with strong analytical skills and advanced SQL knowledge? Are you ready to use data, mathematics, and modeling to solve real business problems?

Southern Auto Finance Company (SAFCO) is seeking a Business Strategy Analyst / Data Scientist to help strengthen our servicing strategies, improve operational performance, and turn complex data into practical business decisions.

New and recent graduates are strongly encouraged to apply. Professional experience is welcome but not required. We are especially interested in candidates who have developed advanced analytical skills through academic coursework, internships, research projects, or professional experience.

Important Work Requirements—Please Read Before Applying

This is a 100% in-office position, five days per week, at our Pompano Beach, Florida headquarters.
Remote and hybrid arrangements are not available.
Candidates must live within a reasonable commuting distance or be willing to relocate.
Advanced SQL proficiency is required.

Potential. Opportunity. Prosperity.

At SAFCO, we believe a finance company should exist to help customers build a better tomorrow. For more than 30 years, we have provided responsible auto financing solutions while creating opportunities for our customers, dealer partners, and employees.

As SAFCO continues to grow, we are investing in stronger analytics, smarter servicing strategies, and more efficient operational processes. This role offers a motivated analyst the opportunity to work with meaningful data, solve challenging problems, and directly influence business performance.

What You’ll Do

You will work closely with executive leadership and servicing management to improve performance throughout SAFCO’s servicing and collections organization.

Your responsibilities will include:

Analyze loan portfolio performance, including delinquency trends, roll rates, payment behavior, recoveries, and charge-offs
Use advanced SQL to combine, clean, validate, and analyze data from multiple systems
Develop analytical and statistical models to identify patterns, predict outcomes, and support business decisions
Segment customers based on risk, payment behavior, and account characteristics to support targeted servicing strategies
Build and maintain reports, dashboards, visualizations, and performance-monitoring tools
Identify opportunities to automate servicing and collections workflows
Evaluate existing processes to uncover inefficiencies, bottlenecks, and improvement opportunities
Design, implement, and analyze A/B tests for new servicing strategies and customer-treatment approaches
Evaluate collector productivity, outreach strategies, and campaign performance
Develop recommendations to improve collections effectiveness, operational efficiency, and portfolio performance
Respond to ad hoc data and analysis requests from executive leadership
Partner with business leaders to gather requirements and lead analytical or process-improvement projects
Ensure the accuracy, consistency, and integrity of data across reporting environments
Prepare presentations that clearly communicate findings, recommendations, and results
Translate complex analytical findings into practical insights for non-technical stakeholders

What You’ll Bring

Bachelor’s degree in Mathematics, Statistics, Data Science, Business Analytics, Finance, Engineering, Computer Science, Economics, or a related quantitative field
Advanced SQL skills
Advanced Microsoft Excel skills
Strong analytical, mathematical, and problem-solving abilities
Ability to interpret data, recognize meaningful patterns, and develop practical recommendations
Strong attention to detail and commitment to data accuracy
Clear, professional written and verbal communication skills
Ability to explain technical concepts to non-technical audiences
Ability to manage multiple assignments in a fast-paced environment
Curiosity, initiative, and a genuine interest in using data to improve business performance

New Graduates Welcome

This opportunity is open to candidates with 0–5 years of experience, including new graduates entering the analytics or data science profession.

Relevant experience may come from:

College coursework or capstone projects
Internships or cooperative education programs
Academic or independent research
Data-analysis or modeling competitions
Personal portfolios or technical projects
Prior professional experience in analytics, finance, operations, or business intelligence

Candidates should be prepared to discuss or demonstrate projects involving SQL, statistical analysis, mathematical modeling, data visualization, or business problem-solving.

Preferred Qualifications

Strong academic background in mathematics, statistics, econometrics, predictive modeling, or quantitative analysis
Experience developing statistical, predictive, or optimization models
Proficiency with Python or a similar analytical programming language
Knowledge of regression, classification, forecasting, clustering, or other quantitative methods
Experience with ETL processes, data pipelines, or data-engineering tools
Data visualization experience using Power BI, Tableau, or a similar platform
Experience with process improvement, workflow analysis, or automation
Financial services, lending, servicing, or collections exposure
Experience supporting strategy, operations, or performance-improvement initiatives

Turn Opportunity into Prosperity.

At SAFCO, you will have the opportunity to:

Work directly with executive leadership on high-impact business initiatives
Apply your technical and academic knowledge to real operational challenges
Gain broad exposure to portfolio analytics, servicing strategy, and business operations
Help shape the future of SAFCO’s analytics and collections capabilities
Build new models, reports, tools, and processes from the ground up
Develop valuable experience in a visible role with meaningful growth potential
Join a collaborative, performance-focused environment that values new ideas and continuous improvement

If you have advanced SQL skills, a strong quantitative foundation, and the drive to turn data into better business decisions, we encourage you to apply—even if you are just beginning your career.

SAFCO is an equal opportunity employer and a drug-free workplace. We do not accept unsolicited resumes or referrals from third-party recruiting firms or agencies.

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